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As Low As 2.75% (2.78% APR*) Rate Disclosure

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What is a Reverse Mortgage?

A Reverse Mortgage is a government insured program designed for homeowners 62 and older. A Reverse Mortgage converts a portion of the equity in your home into tax-free cash. Unlike traditional home loans or second mortgage, no repayment is required until you no longer occupy the property as your primary residence. A Reverse Mortgage works for people who have a house payment or people who own their home free and clear. There are currently no income or credit requirements and best of all you still own your home!

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Homeowners who refinance from 30 year fixed mortgages to 15 year fixed mortgages can save up to $145,000. More information about this can be found at Also, in the President's State of the Union address, he told homeowners that if they refinanced at today's historically low rates, they could save up to $3,000. This statement can be found in the State of the Union transcript -