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What is a Reverse Mortgage?

A Reverse Mortgage is a government insured program designed for homeowners 62 and older. A Reverse Mortgage converts a portion of the equity in your home into tax-free cash. Unlike traditional home loans or second mortgage, no repayment is required until you no longer occupy the property as your primary residence. A Reverse Mortgage works for people who have a house payment or people who own their home free and clear. There are currently no income or credit requirements and best of all you still own your home!

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